FHA Loan Programs

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FHA has various types of real estate mortgage loan programs available. Each FHA loan program has slightly different benefits to fit the individual needs of borrowers:

You may research available FHA loan programs by your needs:

• Buying a Home with a FHA loan

• Down Payment Assistance

• Mortgage Refinance

• FHA Streamline Refinance

Or you may research individual type of FHA loan programs:

• HUD Homes - Properties for Sale and Financed by FHA

• Officer Next Door - 50% Discounted properties and financing for police officers.

• Teacher Next Door - 50% discounted properties and   financing for teachers.

• CHDAP - 100% financing using second mortgage.

• Nehemiah - 100% financing with assistance of home seller.

• HART - up to $15,000 gift funds

• Neighborhood Gold - up to $15,000 gift funds with assistance of home seller

• CHFA Loans Loans (CHAFA) - discounted financing option with income limitations

• Access 2000 - 100% financing with use of second mortgage.

• 203K - FHA major home improvement, rehab loan.

• Home Improvement Title - FHA insured second mortgage up to $25,000

• Cash-Out Refinance Loans - up to 85% of properties value cash-out refinance.

• Single Family Home - standard FHA 203(b) loan.

• Units> Duplex  Triplex  Fourplex - unit financing

• Fixed Rate FHA Loans - standard FHA fixed rate loan

• FHA adjustable rate mortgages (ARM) - standard FHA ARM, Adjustable Rate Mortgage

• FHA Buydown Loans   - FHA 1/1 or 2/1 buy down loan.
  
• Reverse Mortgages - HUD reverse mortgage for seniors over 62

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    Down Payment Assistance

    Mortgage Refinance

    Streamline Refinance

    HUD Homes

    Officer Next Door**

    Teacher Next Door**

    CHDAP

    Nehemiah

    HART

    Neighborhood Gold

    CHFA Loans Loans (CHAFA)

    Access 2000

    203K

    Home Improvement Title

    FHA Cash-Out Refinance loans

    Single Family Home

    Units> Duplex  Triplex  Fourplex

    FHA Fixed Rate Loans

    FHA Adjustable Loans (ARM)

    FHA Buydown Loans