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FHA Loans - FHA Fourplex (4-Unit) Mortgage Loan
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FHA will finance a 4 unit home with only 3.5% down. The rental income of the 3 remaining units is calculated as income and assists buyer for qualifying. Like all FHA home loans this is for owner occupied homes only meaning you will need to live in the property.

There is no maximum sales price but there is a maximum loan amount for this type of property. The actual maximum loan amount will depend what state and county the property is located.

FHA's nationwide basic mortgage limits ("the floor") for a fourplex:

  • $521,250

and up to FHA maximum loan ceiling in high-cost* area's for fourplex is:

  • $1,202,925

FHA will finance a purchase loan and also a 4 unit FHA mortgage refinance up to 96.5% of the value of the four unit property.

FHA will also allow the use of some specialized down-payment assistance programs for this type of property.

If you are looking to purchase a fourplex or need a refinance mortgage, learn about the next stepra.gif (855 bytes)FHA Loan Qualifying

* except Alaska, Hawaii, Guam, and the Virgin Islands where the limit is adjusted 150% to $1,804,387
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We are not a government agency.  FHA home loans are not originated by the HUD or FHA. HUD only insures FHA loans and HECM reverse mortgages. FHA loans are originated and funded by HUD approved FHA home loan lenders. FHA-Home-Loans.com is not a mortgage lender and does not make or offer fha loans directly or indirectly.  Information about FHASecure refinance program to help borrowers who are facing foreclosure and must refinance.FHA-Home-Loans.com is owned and operated by a private company specialized in providing information about FHA loans and does not make or offer FHA home loans and FHA mortgages. FHA-Home-Loans.com is not affiliated with or owned, operated, endorsed or sponsored by HUD, Federal Housing Administration or FHA. Contact HUD directly at: www.hud.gov
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